Auto insurance answers two separate questions. First, whose loss is this? Second, how much will this policy pay? This lesson teaches you to sort a loss into the right coverage, then use stated limits to calculate what the policy pays and what it leaves unpaid.
About 7 minutes
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Open lesson →When someone is hurt in a car crash, two questions come up quickly. What kind of loss is it? Whose insurance is supposed to respond? The four coverages in this lesson answer different versions of those questions. Learn which question each one answers, and you can sort most beginner scenarios.
About 10 minutes
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Open lesson →A personal auto policy is a contract. You don't decide coverage from what feels fair. You answer four questions from the policy's own words:
About 12 minutes
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Open lesson →An auto policy is built from standard parts. An endorsement is a written change attached to the policy. It adds, removes or changes specific terms, and it reaches only the situations its own wording describes. It does not rewrite the whole policy or guarantee payment.
About 9 minutes
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